Bank Profits in Credit Card from a Legitimate Perspective

Credit cards spread widely until they invaded the Islamic world, and they became one of the important activities of banks. Because of the huge benefits and profits it brings to them, and the basic needs of individuals; As it is an easy and safe payment method, there is an increased need to know the legal rulings for these cards.
The research dealt with the concept of the credit card, by clarifying the single definition of the credit card, by defining each word separately, then the complex definition of it in terms of formal, economic, banking and jurisprudence. And not covered, and considering the method of payment is divided into the monthly debit card and the loan credit card, with an explanation of the features of each card and the legal ruling for it, then the research shows how to deal with the credit card.
Then the research dealt with the jurisprudential adaptation of the credit card, by mentioning the parties involved in the card, then the jurisprudential adaptation of the relationship between the issuer of the card and its holder and the sayings of the jurists in this, the jurisprudential adaptation of the relationship between the issuer of the card and the merchant and the sayings of the jurists in this, and the jurisprudential adaptation of the relationship between the card holder and the merchant and the sayings of jurists in this.
Finally, the research dealt with the various forms of the bank’s profit in the credit card, and the legal ruling on it. It showed the Shari’a ruling on fees for issuing and renewing the card, as well as the ruling on the requirement to open an account and deposit a balance in the bank, as well as the ruling on service fees for purchasing goods with the card, the ruling on taking commission in cash withdrawals, and the ruling on commission. What the bank obtains from the merchant, and the jurisprudential adaptation of this commission, with an explanation of the differences of jurists in all these forms.