Contracting and linking the rent and Murabaha at a variable price

Document Type : Original Article

Author

Student in the Department of Islamic Jurisprudence, College of Sharia, Imam Muhammad bin Saud University in Riyadh.

Abstract

This research seeks to clarify the legal ruling on contracting at a variable price in Islamic financial institutions. This problem is apparent in most contracts, including the Murabaha and Ijara contracts, where the profit and rent are linked to a variable index, which leads to inevitable disputes, as contemporary researchers have limited themselves to the theoretical aspect of the subject under investigation, except The issue is still considered one of the main problems in contemporary contracting and the subject of many disputes between individuals and institutions that practice this process.
In order to mitigate the effects of this problem, the paper proposes several solutions for this transaction to distinguish between what the seller and the buyer are obligated to do during this contract so that the parties to this transaction can benefit from it, by extracting them from the sayings of jurists and their jurisprudence in the various schools of jurisprudence and applying them to this contract. The paper also reviews the ruling on requiring knowledge of the price in The contract and the ruling on delaying the knowledge of the price from the contract council.

Keywords

Main Subjects

References

  1. alquran alkarim
  2. tafsir alquran aleazimi, li'abi alfida' 'iismaeil bin eumar bin kathir (t: 774 ha) tahqiqu: muhamad husayn shams aldiyn, ta: al'uwlaa (1419 hu), dar alkutub aleilmiati- bayrut.
  3. 'ahkam alqurani, lil'iimam 'abi bakr 'ahmad bin ealii aljasas (t: 370 hu), tahqiqu: muhamad sadiq alqamhawii ta: (1405 hu), dar 'iihya' alturath alearabii - bayrut.
  4. 'iirwa' alghalil fi takhrij 'ahadith manar alsabil, limuhamad nasir aldiyn al'albanii (t: 1420), 'iishrafi: zuhayr alshaawish, ta: althaania (1405 ha-1985 mi), almaktab al'iislamii - bayrut
  5. aliastidhkar aljamie limadhahib fuqaha' al'amsar waeulama' al'aqtari, li'abi eumar yusif bin eabd allh bin eabd albir (t: 463 ha), tahqiqu: eabd almueti 'amin qaleaji, ta: al'uwlaa (1414 ha-1993 mi), dar qatibat - dimashqa.
  6. al'iishraf ealaa madhahib aleulama'i, li'abi bakr muhamad bin 'iibrahim bin almundhir (t: 319 hu), tahqiqu: saghir 'ahmad al'ansari, ta: al'uwlaa (1425 - 2004 mi), maktabat makat althaqafiati- ras alkhaymati.
  7. 'iielam almuqiein ean rabi alealamina, li'abi eabd allah muhamad bin 'abi bakr almaeruf biaibn qiam aljawzia (t: 751 ha), ta: al'uwlaa, (1423 hu), dar aibn aljawzi - alsaeudiati.
  8. al'iiqnae fi masayil al'iijmaei, lieali bin muhamad 'abu alhasan aibn alqataan (t: 628 ha) tahqiqu: hasan fawzi alsaeidi ta: al'uwlaa (1424 ha-2004 mi), dar alfaruq alhadithati-alqahirati.
  9. al'um, limuhamad bin 'iidris alshaafieii tahqiqu: rafaeat fawzi eabd almatlabi, ta: al'uwlaa (2001 mi), dar alwafa'-almansurati.
  10. al'iinsaf fi maerifat alraajih min alkhilaf (almatbue mae almuqanae walsharh alkabiri), lieala' aldiyn eali bin sulayman almardawi (t 885 hu), tahqiqu: da. eabd allah bin eabd almuhsin alturki wazamiluhu, ta: al'uwlaa (1415 ha-1995 mi), dar hijar- alqahirati.
  11. - badayie alsanayie fi tartib alsharayiei, li'abi bakr bin maseud alkasanii alhanafii (ta: 587 ha), ta: althaaniati, (1406 hi - 1986 mi), dar alkutub aleilmiati.
  12. alhawy alkabir fi fiqh madhhab al'iimam alshaafieii wahu sharh mukhtasar almuzni, 'abu alhasan eali bin muhamad bin muhamad bin habib albasari albaghdadii, alshahir bialmawardi (almutawafaa: 450 hu), tahqiqu: alshaykh eali muhamad mueawad - alshaykh eadil 'ahmad eabd almawjudi, dar alkutub aleilmiati, bayrut - lubnan, altabeat al'uwlaa, 1419 m - 1999 mi.
  13. rudat altaalibin waeumdat almuftina, 'abu zakariaa muhyi aldiyn yahyaa bin sharaf alnawawiu (almutawafaa: 676 hu), tahqiqu: zuhayr alshaawish, almaktab al'iislamiu, bayruta-dimashiqa-eaman, altabeat althaalithata, 1412 hi - 1991 mi.
  14. almajmue sharh almuhadhab mae takmilat alsabaki walmatiei, 'abu zakariaa muhyi aldiyn yahyaa bin sharaf alnawawii (almutawafaa: 676 hu), dar alfikri, bidun tabeat watarikhi.
  15. mighni almuhtaj 'iilaa maerifat maeani 'alfaz alminhaji, shams aldiyni, muhamad bin 'ahmad alkhatib alshirbinii alshaafieii (almutawafaa: 977 ha), dar alkutub aleilmiati, altabeat al'uwlaa, 1415 hi - 1994 mi.
  16. minhaj altaalibin waeumdat almufatin fi alfiqah, 'abu zakariaa muhyi aldiyn yahyaa bin sharaf alnawawii (almutawafaa: 676 hu), tahqiqu: eiwad qasim 'ahmad eawad, dar alfikri, altabeat al'uwlaa, 1425 hi - 2005 mi.
  17. almuhadhab fi fiqh al'iimam alshaafieayi, 'abu ashaq 'iibrahim bin ealiin bin yusuf alshiyrazii (almutawafaa: 476 hu), dar alkutub aleilmiati, bidun tabeat watarikhi.
  18. nihayat almuhtaj 'iilaa sharh alminhaji, shams aldiyn muhamad bin 'abi aleabaas 'ahmad bin hamzat shihab aldiyn alramlii (almutawafaa: 1004 hu), dar alfikri, bayrut, altabeat al'akhirata, 1404 hi - 1984 mi.
  19. al'iiqnae fi fiqh al'iimam 'ahmad bin hanbal, musaa bin 'ahmad bin musaa bin salim bin eisaa bin salim alhajaawi almaqdisi, thuma alsaalihi, sharaf aldiyn, 'abu alnaja (almutawafaa: 968 hu), tahqiqu: eabd allatif muhamad musaa alsabiki, dar almaerifati, bayrut - lubnan, bidun tabeat watarikhi.
  20. al'iinsaf fi maerifat alraajih min alkhilafi, eala' aldiyn 'abu alhasan eali bin sulayman almardawii aldimashqii alsaalihii alhanbalii (almutawafaa: 885 hu), dar 'iihya' alturath alearabii, altabeat althaaniati.
  21. hashiat alrawd almurabae sharh zad almustaqnaea, eabd alrahman bin muhamad bin qasim aleasimii alhanbalii alnajdii (almutawafaa: 1392 ha), altabeat al'uwlaa, 1397 hi.
  22. daqayiq 'uwli alnahaa lisharh almuntahaa almaeruf bisharh muntahaa al'iiradat, mansur bin yunis bin salah aldiyn aibn hasan bin 'iidris albuhutii alhunbulaa (almutawafaa: 1051 ha), ealam alkutub, altabeat al'uwlaa, 1414 hi - 1993 mi.
  23. aleadat sharh aleumdati, eabd alrahman bin 'iibrahim bin 'ahmadu, 'abu muhamad baha' aldiyn almuqdisii (almutawafaa: 624 hu), dar alhaditha, bidun tabeati, 1424 hi - 2003m.
  24. eumdat alfiqah, muafaq aldiyn eabd allh bin 'ahmad bin muhamad bin qudamat almaqdasii (almutawafaa: 620 hu), tahqiqu: 'ahmad muhamad eazuza, almaktabat almisriatu, tabeat aleam 1425 hi - 2004 mu, bidun raqmiha.
  25. alkafi fi fiqh al'iimam 'ahmadu, 'abu muhamad muafaq aldiyn eabd allah bin 'ahmad bin muhamad bin qudamat aljamaeilii almaqdisii thuma aldimashqiu alhanbaliu, alshahir biaibn qudamat almaqdisii (almutawafaa: 620 hu), dar alkutub aleilmiati, altabeat al'uwlaa, 1414 hi - 1994 mi.
  26. kshaf alqinae ean matn al'iiqnaei, mansur bin yunis bin salah aldiyn abn hasan bin 'iidris albuhutii alhunbulaa (almutawafaa: 1051 ha), dar alkutub aleilmiati, bidun tabeat watarikhi.
  27. almubdie fi sharh almuqanaei, 'iibrahim bin muhamad bin eabd allh bin muhamad abn muflihi, 'abu 'iishaqa, burhan aldiyn (almutawafaa: 884 ha), dar alkutub aleilmiati, bayrut - lubnan, altabeat al'uwlaa, 1418 hi - 1997 mi.
  28. almuharir fi alfiqh ealaa madhhab al'iimam 'ahmad bin hanbal, eabd alsalam bin eabd allah bin alkhadar bin muhamad, abn taymiat alharani, 'abu albarkati, majd aldiyn (almutawafaa: 652 ha), maktabat almaearifi, alrayadi, altabeat althaaniati, 1404 hi - 1984 mi.
  29. almighni, 'abu muhamad muafaq aldiyn eabd allh bin 'ahmad bin muhamad bin qudamat aljamaeilii almaqdisii thuma aldimashqiu alhanbaliu, alshahir biaibn qudamat almaqdisii (almutawafaa: 620 ha), maktabat alqahirati, bidun tabeati, 1388 hi - 1968 hu.
  30. almawsueat alfiqhiat alkuaytiati, wizarat al'awqaf walshuyuwn al'iislamiat - alkuaytu, altabeat althaaniatu, dar alsalasil - alkuayt (1 - 23), altabeat al'uwlaa, matabie dar alsafwat - misr (24 - 38), altabeat althaaniatu, tabe alwizara (39 - 45), altabeat aleama (1404 m - 1427 mi).
  31. al'iijmaei, 'abu bakr muhamad bin 'iibrahim bin almundhir alnaysaburii (almutawafaa: 319 hu), tahqiqu: fawayid eabd almuneim 'ahmadu, dar almuslim lilnashr waltawziei, altabeat al'uwlaa, 1425 hi - 2004 mi.
  32. majmue alfatawaa, taqi aldiyn 'abu aleabaas 'ahmad bin eabd alhalim bin taymiat alharaani (almutawafaa: 728 hu), tahqiqu: eabd alrahman bin muhamad bin qasimi, majmae almalik fahd litibaeat almushaf alsharifi, almadinat alnabawiati, almamlakat alearabiat alsueudiati, bidun tabeati, 1416 hi - 1995 mi.
  33. taj alearus min jawahir alqamus, mhmmd bin mhmmd bin eabd alrzzaq alhusayni, 'abu alfayda, almlqqb bimurtadaa, alzzabydy (almutawafaa: 1205 ha), majmueat min almuhaqiqina, dar alhidayati, bidun tarikhi.
  34. tahdhib allughati, muhamad bin 'ahmad bin al'azharii alhurawi, 'abu mansur (almutawafaa: 370 hu), tahqiqu: muhamad eawad mureib, dar 'iihya' alturath alearabii - bayrut, altabeat al'uwlaa, 2001 mi.
  35. altawqif ealaa muhimaat altaearifi, zayn aldiyn muhamad almadeui baeabd alrawuwf bin taj alearifin bin eali bin zayn aleabidin alhadaadii thuma almanawi alqahirii (almutawafaa: 1031 hu), ealam alkutub 38 eabd alkhaliq thurut-alqahrati, altabeat al'uwlaa, 1410 hi - 1990 mi.
  36. alsihah taj allughat wasihah alearabiat, 'abu nasr 'iismaeil bin hamaad aljawharii alfarabii (almutawafaa: 393 hu), tahqiqu: 'ahmad eabd alghafur eatara, dar aleilm lilmalayin - bayrut, altabeat alraabieat 1407 hi - 1987 ma.
  37. alqamus almuhiti, majd aldiyn 'abu tahir muhamad bin yaequb alfayruzabadaa (almutawafaa: 817 hu), tahqiqu: maktab tahqiq alturath fi muasasat alrisalat bi'iishraf muhamad naeim aleirqasusi, muasasat alrisalat liltibaeat walnashr waltawzie, bayrut - lubnan, altabeat althaaminati, 1426 hi - 2005 mi.
  38. lsan alearbi, muhamad bin makram bin ealaa 'abu alfadala, jamal aldiyn aibn manzur al'ansari alrrwayfeaa al'iifriqaa (almutawafaa: 711 hu), dar sadir - bayrut, altabeat althaalithat - 1414 hu.
  39. mukhtar alsahahi, zayn aldiyn 'abu eabd allah muhamad bin 'abi bakr bin eabd alqadir alhanafii alraazi (almutawafaa: 666 hu), tahqiqu: yusif alshaykh muhamad, almaktabat aleasriat - aldaar alnamudhajiatu, bayrut - sayda, altabeat alkhamisati, 1420 hi - 1999 ma.
  40. almisbah almunir fi gharayb alsharh alkabira, 'ahmad bin muhamad bin eali alfiuwmi thuma alhamawy, 'abu aleabaas (almutawafaa: nahw 770 hu), almaktabat aleilmiati, bayrut, bidun tabeat watarikhi.
  41. alsharh almumtae ealaa zad almustaqnaea, limuhamad bn salih aleuthaymin (t: 1421 ha) ta: al'uwlaa (1422 ha-1428 hu), dar aibn aljuzi.
  42. almuhalaa bialathar, li'abi muhamad ealiin bin 'ahmad bin saeid bin hazm alzaahiri, (t: 456 ha) t (bdun), dar alfikr - bayrut.
  43. hashiat aibn eabidin = radu almuhtar ealaa aldiri almukhtar, limuhamad 'amin bin eumar bin eabd aleaziz eabidin aldimashqii alhanafii, dar alfikr - bayrut, altabeat althaaniat 1412 hi - 1992 mi.
  44. albahr alraayiq sharh kanz aldaqayiqi, lizayn aldiyn bin 'iibrahim bin muhamadi, almaeruf biabn najim almisrii, dar alkitaab al'iislamii.
  45. alimustadrak ealaa alsahihayni, li'abi eabd allah muhamad bin eabd allah bin muhamad alhakim alnaysaburii (t: 405 ha) tahqiqu: 'abu eabd alrahman muqbil bin hadi alwadiei tabe sana (1417 ha-1997 mi), dar alharamayn - alqahirati.
  46. fath albari sharh sahih albukhari, li'abi alfadl 'ahmad bin eali bin hajar aleasqalanii (t 852 ha) raqm kutubih wa'abwabih wa'ahadithihi: muhamad fuad eabd albaqi, qam bi'iikhrajih wasahhih wa'ashraf ealaa tabeihi: muhibu aldiyn alkhatib ealayh taeliqat alealaamati: eabd aleaziz bin eabd allah bin bazi, tabe sana (1379 ha) dar almaerifat - bayrut.
  47. sahih albukharii, limuhamad bin 'iismaeil 'abu eabd allah albukhari, tahqiqu: muhamad zuhayr bin nasir alnaasir, ta: al'uwlaa (1422 ha), dar tawq alnajati.
  48. sahih sunan 'abi dawud, limuhamad nasir aldiyn al'albanii (t: 1421 ha), ta: al'uwlaa (1419 ha-1998 mi), maktabat almaearif -alriyad.
  49. sahih sunan altirmidhi, limuhamad nasir aldiyn al'albanii (t: 1421 ha), ta: al'uwlaa (1430 ha-2000 mi), maktabat almaearifi-alriyad.
  50. sahih muslimin, li'abi alhasan muslim bin alhajaaj alqushayrii alnaysaburii (t: 261 hu), tahqiqu: muhamad fuad eabd albaqi, ta: (bdun) alnaashir: dar 'iihya' alturath alearabii - bayrut.
  51. maealim alsanan, wahu sharh sunan 'abi dawud, li'abi sulayman hamd bin muhamad bin 'iibrahim bin alkhataab albastii almaeruf bialkhatabii, almatbaeat aleilmiat - halb, altabeat al'uwlaa 1351 hi - 1932 mi.
  52. alminhaj sharh sahih muslim bin alhajaji, li'abi zakariaa muhyi aldiyn yahyaa bin sharaf alnawawiu (t: 676 ha) ta: althaania (1392 hu), dar 'iihya' alturath alearabii - bayrut.
  53. aleinayat sharh albidayat - jamal aldiyn albabiratiu - nashr dar alfikr bidun tabeat watarikhi.
  54. euqud altamwil almustajidat - hamid hasan mirat - risalat dukturah jamieat al'iimam muhamad bin sueud al'iislamii - almaehad aleali lilqada' 1432h.
  55. nahw muashir 'iislamiin lilmueamalat almaliat alajilat mae altatbiq ealaa almasarif al'iislamiat 2002m.
  56. albaye waltaajir bithaman mutaghayir - sami 'iibrahim alsuwaylim - bahath muqadam limajmae alfiqh al'iislamii altaabie lirabitat alealam al'iislamii aldawrat althaaniat waleishrun makat almukaramat 2015m.
  57. eun almaebud sharh sunan 'abi dawud li'abi altayib mhmmad shams alhaqi aleazim abadi dar alkutub aleilmiati, bayrut, altabeat al'uwlaa 1410 hi.
  58. mawahib aljalil min 'adilat khalil li'ahmad aljakni alshanqiti, 'iidarat 'iihya' alturath al'iislamy, qatar 1403 hi.
  59. altaeaqud bialsier almutaghayir. talif eabd alsalam alshuwayear - bahth muqadam lildawrat althaaniat waleishrin - mujmae alfiqh al'iislamii.
  60. qarar mujmae alfiqh al'iislamii raqm 63 (7/1) almutamar alsaabie jidat sanat 1992h.
  61. sharh fath alqadir likamal alddin mhmmad bin eabd alwahid bin alhumam (t: 681 ha), dar sadir, bayrut ean altabeat al'amiriat bibulaq 1218 hu.
  62. bidayat almujtahid wanihayat almuqtasad limuhamad bin 'ahmad bin mhmmad bin 'ahmad bin rushd alqurtibii (t: 595 ha), mustafaa albabi alhalbi, masir, altabeat alkhamisat 1401 ha.
  63. nduat almaehad al'asamii lilbuhuth waltadrib altaabie lilbank al'iislamii liltanmiat bieunwani: " rabt alhuquq walailtizamat alajilat bitaghayur al'asear".
  64. hakum rabt alqias lilajirat fi 'iijarat al'aeyan bimuashirat alfayidat sa24 - majalat wizarat aleadl bialmamlakat alearabiat alsaeudiat aleadad 40 eam 1429h.
  65. almultaqaa althaani lilhayyat alshareiat lilmasarif al'iislamiat bieunwan " multaqaa almurabahat biribh mutaghayiri- alhayyat alshareiat libank albilad - alriyad eam 2009m - dar almiman liltishir.
  66. hayyat almuhasabat walmurajaeat lilmuasasat almaliat al'iislamiat - almaeayir alshareia (nufimbir 2017) almieyar raqm (8) (4/6).
  67. almurabahat biribh mutaghayir (multaqaa almurabahat biribh mutaghayiri) 22/6/2013m.
The bulletin of the Faculty of Islamic and Arabic Studies for Girls in Alexandria
Volume 40, Issue 3
3rd edition (September)
October 2024
Pages 2069-2125

Files

Share

How to cite

Statistics