Assistant Professor of Jurisprudence, College of Sharia and Law, University of Tabuk Kingdom of Saudi Arabia
Abstract
This study aims to address the challenges arising from the combination of Sharia-compliant contracts within Takaful insurance agreements. To achieve this, the study first clarified the concept of combining Sharia-compliant contracts within a single agreement, outlining its various forms and detailing the jurisprudential differences and scholarly opinions on the matter. It also explores the nature of Takaful insurance, providing examples of how multiple Sharia-compliant contracts are integrated within Takaful agreements. Additionally, the study analyses the associated jurisprudential issues, highlighting scholars' opinions, their guidance, and proposed solutions to these challenges. Among the key findings of the study is that the permissibility of combining Sharia-compliant contracts in Takaful the most prominent problems facing the two models in the meeting of legal contracts in the Takaful insurance contract, as the commitment to donate in the two models deviates from its reality and purpose from donation to exchange, and the answer to that problem is that the commitment to donate is a legal principle decided by the Malikis as an obligation, and the origin of donations is that they are presented by way of giving and the donation is not completed except by taking possession, and the contract of reward gift is measured by that.
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Al-Ma'badi, B. M. A. (2024). Jurisprudential Challenges in Combining Sharia-Compliant Contracts in Takaful Insurance and Their Treatment. The bulletin of the Faculty of Islamic and Arabic Studies for Girls in Alexandria, 40(3), 1935-1976.
MLA
Basem Mohammed Ali Al-Ma'badi. "Jurisprudential Challenges in Combining Sharia-Compliant Contracts in Takaful Insurance and Their Treatment", The bulletin of the Faculty of Islamic and Arabic Studies for Girls in Alexandria, 40, 3, 2024, 1935-1976.
HARVARD
Al-Ma'badi, B. M. A. (2024). 'Jurisprudential Challenges in Combining Sharia-Compliant Contracts in Takaful Insurance and Their Treatment', The bulletin of the Faculty of Islamic and Arabic Studies for Girls in Alexandria, 40(3), pp. 1935-1976.
VANCOUVER
Al-Ma'badi, B. M. A. Jurisprudential Challenges in Combining Sharia-Compliant Contracts in Takaful Insurance and Their Treatment. The bulletin of the Faculty of Islamic and Arabic Studies for Girls in Alexandria, 2024; 40(3): 1935-1976.
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